A: Yes, you can! Our finance team is here to help with a range of credit situations. Our experienced credit managers and lending partners will work with you to explore financing options for your next vehicle.

A: Getting approved for a car loan at [[dealerName]] is easy! We take several factors into consideration, including your credit history report and annual or monthly income. To begin, make sure you fill out our online application to get preapproved.

Then, come by [[dealerName]] and bring the following:

• Valid Driver's License
• Proof of Income (Bank Statements and/or Paycheck Stubs)
• 3-5 Personal References (Name, Address, and Phone Numbers)
• Down Payment (If Necessary)

A: It's still possible to get approved for an auto loan after bankruptcy at [[dealerName]]! It will depend on a few factors:

• Was it a Chapter 7 or Chapter 13 filing?
• Has the bankruptcy been discharged, or are you still in bankruptcy?
• What was the state of your credit history before the bankruptcy?
• Do you have a letter from your trustee?

There are a few other things that help in our determination, so please give us a call at [[salesPhone]] and we'll connect you with a finance specialist!

A: We want to make your approval process as quick and easy as possible! Please bring the following documentation:

• Valid Driver's License
• Proof of Income (W-2 Employees):
• Recent Paycheck Stubs
• New employees should bring proof of employment letter from their employer.
• Proof of Income (Self-Employed Individuals):
• Bank Statements
• Tax Returns
• 3-5 Personal References (Name, Address, and Phone Numbers)

These are our general requirements for documentation, but there may be other documents needed - give us a call at [[salesPhone]] and we'll connect you to a finance specialist who can help you further!

A: We're always ready to help you get the vehicle you need at Baker Nissan! It's common to get a second car loan, and there are a few considerations that go into financing two or more vehicles at once:

• Credit History
• Debt to Income Ratio
• Do You Have a Cosigner?
• Duration of Current Loan(s)

We're happy to provide further details - just give us a call at [[salesPhone]] and our finance experts can assist you with the approval process.

A: Yes. Nissan offers financing programs that may help customers build or rebuild credit through participating Nissan dealerships—this is where [[dealerName]] can help.

A: Co-signers are not mandatory for first-time buyers, depending on your credit history and unique circumstances. Though you may qualify, it's always a good idea to bring a potential co-signer along in case you do need one.

A: In most cases, it is still possible to get approved for an auto loan, even after a repossession. There may be other requirements (like an additional down payment or co-signer), but we are always willing to work with you to find the best options. Give us a call at [[salesPhone]] to talk to a finance expert who can give you more details.

A: While we are able to finance with NMAC along with other banks and lenders, [[dealerName]] is not the lienholder. For financing with NMAC, you can easily pay your bill online, by mail, or by phone. Click NMAC Billing for more information on paying your Nissan bill and setting up your account for NMAC financing.

Call a member of our finance staff at [[salesPhone]] with any questions.